BOB IRCTC Credit Card
BOB IRCTC Credit Card
1,000 bonus reward points as welcome benefit
Up to 40 reward points per ₹100 spent on IRCTC bookings
4 complimentary domestic airport lounge accesses annually
Personalized Match by CredHunt • credhunt.com
Co-branded travel card for IRCTC railway bookings with lounge access
Joining Fee
₹500
Annual Fee
₹350
Rating
5.0/5.0(0 reviews)
Key Features
1,000 bonus reward points as welcome benefit
Up to 40 reward points per ₹100 spent on IRCTC bookings
4 complimentary domestic airport lounge accesses annually
1% fuel surcharge waiver on all fuel transactions
Railway booking surcharge waiver
Available on RuPay payment network
Rewards Program
Base Rewards
Reward Type
N/A
Base Reward Rate
1pt=₹0.75
Point Value
N/A
Points Expiry
N/A
Bonus Rewards
Welcome Offer
10,000 Air India Points
Accelerated Rewards
10% on international spends
Card Benefits
Travel Benefits
N/A
N/A
Dining & Entertainment
10% discounts
N/A
Lifestyle & Protection
N/A
N/A
N/A
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | N/A |
| Foreign Currency Markup | N/A |
| Cash Advance Fee | N/A |
| APR | N/A |
| Late Payment Fee | N/A |
| Fuel Surcharge | N/A |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
N/A
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
N/A
Expert Opinion
Good for customers needing automatic EMI conversion; Limited rewards on non-EMI transactions; Annual fee waiver achievable with moderate spending
Customer Reviews
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