HDFC Infinia Credit Card
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HDFC Infinia Credit Card

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HDFC BANK LTDTravel Credit Cards

HDFC Infinia Credit Card

HDFC Infinia Credit Card
Key Highlights

Premium design

Unlimited airport lounge access

Fuel surcharge waiver capped at ₹1,000 per billing cycle

Personalized Match by CredHuntcredhunt.com

Original plastic version of HDFC's flagship credit card offering premium benefits for high net-worth individuals

Verified by CredHunt
Source: HDFC BANK LTD Official
Last Updated: Apr 2026

Joining Fee

₹10000

Annual Fee

₹10000

Rating

5.0/5.0(0 reviews)

Key Features

Premium design

Unlimited airport lounge access

Fuel surcharge waiver capped at ₹1,000 per billing cycle

Lower foreign currency markup fee of 2%

Rewards Program

Base Rewards

Reward Type

N/A

Base Reward Rate

1% back as NeuCoins on all other Non-UPI spends

Point Value

1 RP = ₹0.50

Points Expiry

N/A

Bonus Rewards

Welcome Offer

500 welcome Cash Points with payment of membership fee

Accelerated Rewards

10x reward points on amount spent on Swiggy, Amazon, Reliance Smart Super Store, Flipkart, and Big Basket

Card Benefits

Travel Benefits

N/A

Free lounge access at certain airports

Dining & Entertainment

5% EDGE points on dining

NA

Lifestyle & Protection

Premium TATA benefits

₹5L basic cover

N/A

Fees & Charges

Fee TypeAmount
Joining FeeN/A
Annual FeeN/A
Add-on Card FeeN/A
Foreign Currency MarkupN/A
Cash Advance FeeN/A
APRN/A
Late Payment FeeN/A
Fuel Surcharge1% waiver
Balance Transfer ChargesN/A

Additional Charges

Statement & Processing

Duplicate Statement Charges

N/A

Dynamic Currency Conversion Fee

N/A

EMI Charges

N/A

Loan Processing Fee

N/A

Outstation Processing Charge

N/A

Additional Fees

Overlimit Fees

N/A

Payment Return Charges

N/A

Railway Ticket Purchase Fee

N/A

Card Reissue Fee

N/A

Rent Pay Transactions

N/A

Rewards Redemption Fee

N/A

Fee Waiver Conditions

₹12L annual spend

Eligibility & Documents

Eligibility Criteria

Minimum Income

N/A

Minimum Age

N/A

Required Documents

N/A

Expert Opinion

Travel-focused card with good lounge access benefits but lacks premium travel benefits of higher-tier cards; consider newer alternatives with better travel perks

Customer Reviews

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User Experiences

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Experience the premium benefits of the HDFC Infinia Credit Card today.