HDFC Infinia Metal Edition Credit Card
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HDFC Infinia Metal Edition Credit Card

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HDFC Infinia Metal Edition Credit Card

HDFC Infinia Metal Edition Credit Card
Key Highlights

Metal card design for premium feel

Unlimited airport lounge access worldwide

Reward rate of 5 points per ₹150 spent

Personalized Match by CredHuntcredhunt.com

Ultra-premium metal credit card offering best-in-class reward rates, complimentary lounge access worldwide, milestone benefits and concierge services with reduced forex markup

Verified by CredHunt
Source: HDFC BANK LTD Official
Last Updated: Apr 2026

Joining Fee

₹12500

Annual Fee

₹12500

Rating

5.0/5.0(0 reviews)

Key Features

Metal card design for premium feel

Unlimited airport lounge access worldwide

Reward rate of 5 points per ₹150 spent

Fuel surcharge waiver capped at ₹1,000 per billing cycle

Lower foreign currency markup fee of 2%

Complimentary annual memberships of Club Marriott, Amazon Prime, Swiggy One as welcome benefits

Rewards Program

Base Rewards

Reward Type

N/A

Base Reward Rate

1.5% back as NeuCoins on all other Non-UPI spends

Point Value

1 RP = ₹0.30

Points Expiry

N/A

Bonus Rewards

Welcome Offer

500 CashPoints when you join as welcome benefit

Accelerated Rewards

5% CashBack on 10 online merchants (Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber & Zomato)

Card Benefits

Travel Benefits

N/A

Complimentary domestic lounge access (3 per quarter)

Dining & Entertainment

15% F&B discount

2 free tickets/month

Lifestyle & Protection

TATA brand offers

₹15Cr concierge insurance

N/A

Fees & Charges

Fee TypeAmount
Joining FeeN/A
Annual FeeN/A
Add-on Card FeeN/A
Foreign Currency MarkupN/A
Cash Advance FeeN/A
APRN/A
Late Payment FeeN/A
Fuel Surcharge1% waiver (₹4k/m)
Balance Transfer ChargesN/A

Additional Charges

Statement & Processing

Duplicate Statement Charges

N/A

Dynamic Currency Conversion Fee

N/A

EMI Charges

N/A

Loan Processing Fee

N/A

Outstation Processing Charge

N/A

Additional Fees

Overlimit Fees

N/A

Payment Return Charges

N/A

Railway Ticket Purchase Fee

N/A

Card Reissue Fee

N/A

Rent Pay Transactions

N/A

Rewards Redemption Fee

N/A

Fee Waiver Conditions

Spend ₹75K/year

Eligibility & Documents

Eligibility Criteria

Minimum Income

N/A

Minimum Age

N/A

Required Documents

N/A

Expert Opinion

Basic rewards card with decent point structure and low fee; good entry-level option with partner brand benefits; limited premium benefits

Customer Reviews

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Experience the premium benefits of the HDFC Infinia Metal Edition Credit Card today.