HDFC Regalia Gold Credit Card
HDFC Regalia Gold Credit Card
Complimentary Club Vistara Silver Tier and MMT Black Elite membership
₹1,500 worth vouchers on quarterly spends of ₹1.5 lakh
₹5,000 worth flight vouchers on annual spends of ₹5 lakh and ₹7.5 lakhs
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Premium lifestyle credit card offering comprehensive travel benefits, milestone rewards, and enhanced lounge access for both primary and add-on cardholders
Joining Fee
₹2500
Annual Fee
₹2500
Rating
5.0/5.0(0 reviews)
Key Features
Complimentary Club Vistara Silver Tier and MMT Black Elite membership
₹1,500 worth vouchers on quarterly spends of ₹1.5 lakh
₹5,000 worth flight vouchers on annual spends of ₹5 lakh and ₹7.5 lakhs
5X reward points on spends at select merchants (Marks & Spencer, Myntra, Nykaa & Reliance Digital)
Milestone benefits include free airline tickets worth ₹5,000 on spend of ₹5 lakhs
Rewards Program
Base Rewards
Reward Type
N/A
Base Reward Rate
2 CashPoints for every ₹150 spent on business-related purchases
Point Value
₹0.75/pt
Points Expiry
N/A
Bonus Rewards
Welcome Offer
₹250 HPCL fuel voucher
Accelerated Rewards
5% cashback on two selected packs; 5% on SmartBuy; 3% on one e-commerce platform; 10% on food/dining via UPI
Card Benefits
Travel Benefits
N/A
Not specified in MITC
Dining & Entertainment
25% global dining
Premium movie benefits
Lifestyle & Protection
Selective store privileges
₹1Cr air accident cover
N/A
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | N/A |
| Foreign Currency Markup | N/A |
| Cash Advance Fee | N/A |
| APR | N/A |
| Late Payment Fee | N/A |
| Fuel Surcharge | N/A |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
₹1L annual spend
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
N/A
Expert Opinion
Entry-level shopping card with decent 3% rewards on Shoppers Stop purchases; best for occasional Shoppers Stop customers
Customer Reviews
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