IDFC FIRST Ashva Metal Credit Card
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IDFC FIRST Ashva Metal Credit Card

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IDFC FIRST Ashva Metal Credit Card

IDFC FIRST Ashva Metal Credit Card
Key Highlights

Premium metal variant

Touch of excitement to everyday adventures

Enhanced rewards and lifestyle benefits

Personalized Match by CredHuntcredhunt.com

Premium metal credit card celebrating Indian heritage with travel benefits, low forex markup, enhanced lounge access, and lifestyle privileges

Verified by CredHunt
Source: IDFC FIRST BANK LTD Official
Last Updated: Apr 2026

Joining Fee

₹2999

Annual Fee

₹2999

Rating

5.0/5.0(0 reviews)

Key Features

Premium metal variant

Touch of excitement to everyday adventures

Enhanced rewards and lifestyle benefits

Rewards Program

Base Rewards

Reward Type

N/A

Base Reward Rate

1 6E Reward per ₹100 on all other spends

Point Value

1 Point = ₹0.15

Points Expiry

N/A

Bonus Rewards

Welcome Offer

Milestone-based vouchers

Accelerated Rewards

7% back as NeuCoins on select Tata brands (includes 5% from NeuPass)

Card Benefits

Travel Benefits

N/A

Complimentary airport lounge access at various airports in India

Dining & Entertainment

15% dining discounts

2 free tickets/month

Lifestyle & Protection

MakeMyTrip vouchers

FD security

N/A

Fees & Charges

Fee TypeAmount
Joining FeeN/A
Annual FeeN/A
Add-on Card FeeN/A
Foreign Currency MarkupN/A
Cash Advance FeeN/A
APRN/A
Late Payment FeeN/A
Fuel Surcharge1% waiver on transactions between ₹400-₹5,000 (max ₹125 per month)
Balance Transfer ChargesN/A

Additional Charges

Statement & Processing

Duplicate Statement Charges

N/A

Dynamic Currency Conversion Fee

N/A

EMI Charges

N/A

Loan Processing Fee

N/A

Outstation Processing Charge

N/A

Additional Fees

Overlimit Fees

N/A

Payment Return Charges

N/A

Railway Ticket Purchase Fee

N/A

Card Reissue Fee

N/A

Rent Pay Transactions

N/A

Rewards Redemption Fee

N/A

Fee Waiver Conditions

Spend ₹50K/year

Eligibility & Documents

Eligibility Criteria

Minimum Income

N/A

Minimum Age

N/A

Required Documents

Defense ID + income proof

Expert Opinion

Best for hotel enthusiasts who stay at Marriott properties frequently and can maximize the free night awards and elite status benefits; excellent lounge access benefits make it a strong travel card even for non-Marriott stays

Customer Reviews

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User Experiences

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Experience the premium benefits of the IDFC FIRST Ashva Metal Credit Card today.