Best Credit Cards for IDFC FIRST BANK LTD
New-age private bank known for lifetime free credit cards with industry-leading reward rates and zero forex markup.
Recommended Cards (17)
IDFC FIRST Power Credit Card
Joining Fee
₹499
Annual Fee
₹499
- Special rewards on co-branded purchases
- Basic reward structure for everyday spending
IDFC FIRST Mayura Credit Card
Joining Fee
₹5,999
Annual Fee
₹5,999
- Premium travel and lifestyle card
- 10X rewards on monthly spends ≥ ₹20k; 5X below that
- Up to 4 international + 4 domestic (4 guests) lounge visits yearly
IDFC FIRST Ashva Plastic Credit Card
Joining Fee
₹2,999
Annual Fee
₹2,999
- Plastic variant of Ashva card
- Same core benefits as metal variant
- Lower joining fees than metal version
IDFC FIRST Ashva Metal Credit Card
Joining Fee
₹2,999
Annual Fee
₹2,999
- Premium metal variant
- Touch of excitement to everyday adventures
- Enhanced rewards and lifestyle benefits
IDFC FIRST WOW! Credit Card
Joining Fee
₹0
Annual Fee
₹0
- Secured credit card backed by deposits
- Lifetime free card
- Suitable for students/those without credit history
IDFC FIRST LIC Select Credit Card
Joining Fee
₹0
Annual Fee
₹0
- Premium offering of LIC cobranded card
- Enhanced benefits for insurance transactions
- Additional lifestyle rewards
IDFC LIC Classic Credit Card
Joining Fee
₹0
Annual Fee
₹0
- Co-branded with Life Insurance Corporation
- "Secure tomorrow, Live today" positioning
- Special benefits for insurance premium payments
Club Vistara IDFC FIRST Credit Card
Joining Fee
₹4,999
Annual Fee
₹4,999
- Travel and rewards focused
- Special benefits for Vistara flyers and bookings
IDFC FIRST SWYP Credit Card
Joining Fee
₹0
Annual Fee
₹0
- Youth-oriented card
- Rewards/discounts on Tata CLiQ, Nykaa, Dominos
- UPI on RuPay
IDFC FIRST EA₹N RuPay Credit Card
Joining Fee
₹199
Annual Fee
₹199
- Assured cashback card
- Not eligible for overdue interest charges
- Simplified reward structure
IDFC FIRST Power+ Credit Card
Joining Fee
₹499
Annual Fee
₹499
- Up to 6.5% valueback on HPCL fuel spends
- 3X rewards per ₹150 on Grocery, Utilities, Dining, HPCL, & IRCTC
- One complimentary domestic lounge access quarterly
IDFC FIRST Private Credit Card
Joining Fee
₹50,000
Annual Fee
₹50,000
- Lowest interest rate at 9% p.a. (0.75% monthly)
- Golf & ITC Culinaire Select & Aster Prime Healthcare Membership
- Unlimited international & domestic lounge access (primary & addon)
IDFC FIRST Digital RuPay Credit Card
Joining Fee
₹199
Annual Fee
₹199
- Add-on metal variant for existing IDFC FIRST cards
- Enables UPI payments using credit card
- Premium metal variant
IDFC FIRST Wealth Credit Card
Joining Fee
₹0
Annual Fee
₹0
- Premium lifestyle card
- Up to 10X rewards on every spend
- 1.5% forex markup on international transactions
IDFC FIRST Select Credit Card
Joining Fee
₹0
Annual Fee
₹0
- For evolving lifestyle needs
- 10X rewards on spends ≥ ₹20k monthly
- 8X rewards on purchases < ₹20k monthly
IDFC FIRST Classic Credit Card
Joining Fee
₹0
Annual Fee
₹0
- Easy growing families
- 10X rewards on incremental spends ≥ ₹20k & birthday
- 3X rewards on spends < ₹20k per cycle
IDFC FIRST Millennia Credit Card
Joining Fee
₹0
Annual Fee
₹0
- 10X rewards on birthday & spends ≥ ₹20k/month
- 8X rewards on insurance/utility payments
- 1X rewards on other spends
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