IDFC FIRST Ashva Plastic Credit Card
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IDFC FIRST Ashva Plastic Credit Card

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IDFC FIRST Ashva Plastic Credit Card

IDFC FIRST Ashva Plastic Credit Card
Key Highlights

Plastic variant of Ashva card

Same core benefits as metal variant

Lower joining fees than metal version

Personalized Match by CredHuntcredhunt.com

Non-metal variant of the Ashva card with similar features but standard plastic construction

Verified by CredHunt
Source: IDFC FIRST BANK LTD Official
Last Updated: Apr 2026

Joining Fee

₹2999

Annual Fee

₹2999

Rating

5.0/5.0(0 reviews)

Key Features

Plastic variant of Ashva card

Same core benefits as metal variant

Lower joining fees than metal version

Rewards Program

Base Rewards

Reward Type

N/A

Base Reward Rate

1 Reward Point per ₹100 spent (not applicable on EMI, Fuel, Wallet re-load, rental and government transactions)

Point Value

1 Point = ₹0.20

Points Expiry

N/A

Bonus Rewards

Welcome Offer

1,000 bonus Reward Points as welcome gift

Accelerated Rewards

7% Reward Points on every Shoppers Stop spend & 2% Reward Points on non-Shoppers Stop spends (Maximum capping of ₹2,000 per month)

Card Benefits

Travel Benefits

N/A

No airport lounge access benefits

Dining & Entertainment

Basic offers

BookMyShow offers

Lifestyle & Protection

Yatra vouchers

Purchase cover

N/A

Fees & Charges

Fee TypeAmount
Joining FeeN/A
Annual FeeN/A
Add-on Card FeeN/A
Foreign Currency MarkupN/A
Cash Advance FeeN/A
APRN/A
Late Payment FeeN/A
Fuel Surcharge1% waiver (₹500/m)
Balance Transfer ChargesN/A

Additional Charges

Statement & Processing

Duplicate Statement Charges

N/A

Dynamic Currency Conversion Fee

N/A

EMI Charges

N/A

Loan Processing Fee

N/A

Outstation Processing Charge

N/A

Additional Fees

Overlimit Fees

N/A

Payment Return Charges

N/A

Railway Ticket Purchase Fee

N/A

Card Reissue Fee

N/A

Rent Pay Transactions

N/A

Rewards Redemption Fee

N/A

Fee Waiver Conditions

N/A

Eligibility & Documents

Eligibility Criteria

Minimum Income

N/A

Minimum Age

N/A

Required Documents

Bank account proof

Expert Opinion

Excellent choice for frequent IndiGo flyers who can maximize value through accelerated rewards on flight bookings, complimentary upgrades, and domestic lounge access

Customer Reviews

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User Experiences

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Experience the premium benefits of the IDFC FIRST Ashva Plastic Credit Card today.