IDFC LIC Classic Credit Card
IDFC LIC Classic Credit Card
Co-branded with Life Insurance Corporation
"Secure tomorrow, Live today" positioning
Special benefits for insurance premium payments
Personalized Match by CredHunt • credhunt.com
Co-branded credit card with LIC offering rewards on premium payments and everyday transactions with no annual fees
Joining Fee
₹0
Annual Fee
₹0
Rating
5.0/5.0(0 reviews)
Key Features
Co-branded with Life Insurance Corporation
"Secure tomorrow, Live today" positioning
Special benefits for insurance premium payments
Rewards Program
Base Rewards
Reward Type
N/A
Base Reward Rate
4 reward points per ₹150 spent (1.3% value)
Point Value
1 mile = ₹0.50
Points Expiry
N/A
Bonus Rewards
Welcome Offer
2,500 reward points welcome bonus
Accelerated Rewards
10x Reward Points on shopping through partner brands
Card Benefits
Travel Benefits
N/A
Complimentary Airport Lounge Access (4 Domestic airport lounge access per annum)
Dining & Entertainment
15% discount at select restaurants
2+2 quarterly tickets
Lifestyle & Protection
Amazon vouchers
Purchase protection
N/A
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | N/A |
| Foreign Currency Markup | N/A |
| Cash Advance Fee | N/A |
| APR | N/A |
| Late Payment Fee | N/A |
| Fuel Surcharge | 1% waiver on transactions between ₹400-₹5,000 |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
Annual fee waived on spending ₹75,000 within 12 months prior to renewal; First year fee waived on spending ₹15,000 within 90 days
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
Income proof ₹9L+
Expert Opinion
Niche card for Harley Davidson owners offering enhanced rewards on specific categories but with limited comprehensive benefits
Customer Reviews
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Experience the premium benefits of the IDFC LIC Classic Credit Card today.