Indian Oil Axis Bank RuPay Credit Card
Indian Oil Axis Bank RuPay Credit Card
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Personalized Match by CredHunt • credhunt.com
Fuel-focused card with UPI compatibility
Joining Fee
₹500
Annual Fee
₹500
Rating
5.0/5.0(0 reviews)
Key Features
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Rewards Program
Base Rewards
Reward Type
Points
Base Reward Rate
2 points/₹100
Point Value
1 RP = ₹0.25
Points Expiry
36 months
Bonus Rewards
Welcome Offer
₹ 500 cashback on eligible spends of ₹ 10,000 within 90 days of card issuance. 1 Membership Rewards point for every ₹ 50 spent with the card (except spends on insurance, fuel, utilities, cash transactions and EMI conversions) 10X accelerated Membership Rewards Points on Flipkart, Zomato, Uber and more. 5X Membership Rewards Points on every ₹ 50 spent on Amazon and Paytm. Renewal fee waived on the expenditure of ₹ 40,000 or above in the previous year.
Accelerated Rewards
1% cashback on all retail spends up to ₹10,000 per statement
Card Benefits
Travel Benefits
2 free domestic airport lounges
(Lounge access being terminated)
Dining & Entertainment
Up to 50% extra discount on dining spends via the PayEazy on EazyDiner app; Complimentary alcoholic beverage at 200+ select restaurants
Buy 1 get 1 free offer on movie tickets on BookMyShow (up to 3 complimentary tickets monthly; max ₹700 per ticket)
Lifestyle & Protection
Discounts on online shopping portals
Air accidental cover - ₹25 lakhs; Travel insurance for lost baggage (₹1 lakh), delayed baggage (₹25,000), etc.
Not specified
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | Not applicable (virtual card) |
| Foreign Currency Markup | 0.02 |
| Cash Advance Fee | 2.5% of amount withdrawn or ₹300 (whichever is higher) |
| APR | 9% to 42% per annum (0.75% to 3.5% per month) |
| Late Payment Fee | 2000 |
| Fuel Surcharge | 1% fuel surcharge waiver nationwide |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
Not applicable (free card)
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
Fixed Deposit required (minimum ₹20,000, ₹25,000 for NRIs)
Expert Opinion
Best for frequent diners who use EazyDiner regularly and value movie tickets and airport lounge benefits
Customer Reviews
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Experience the premium benefits of the Indian Oil Axis Bank RuPay Credit Card today.