Expert Selection 2026

Best Credit Cards for Fuel Credit Cards

Credit cards offering accelerated rewards, cashback, and surcharge waivers on fuel purchases at petrol pumps across India.

Recommended Cards (16)

Top Choice
IDFC FIRST Power Credit Card image
IDFC FIRST BANK LTD

IDFC FIRST Power Credit Card

Excellent

Joining Fee

499

Annual Fee

499

  • Special rewards on co-branded purchases
  • Basic reward structure for everyday spending
IndianOil RBL Bank XTRA Credit Card image
RBL BANK LTD

IndianOil RBL Bank XTRA Credit Card

Excellent

Joining Fee

500

Annual Fee

500

  • 2,000 reward points as welcome benefit.
  • 20 XTRA Points per ₹150 spent at IndianOil fuel stations.
  • 5 XTRA Points per ₹150 on all other spends.
ICICI Bank HPCL Super Saver image
ICICI BANK LTD

ICICI Bank HPCL Super Saver

Excellent

Joining Fee

0

Annual Fee

0

  • Special fuel surcharge waivers at HPCL outlets
  • Additional rewards on fuel purchases
  • Utility bill payment benefits
HPCL Platinum/Titanium/Coral image
ICICI BANK LTD

HPCL Platinum/Titanium/Coral

Excellent

Joining Fee

0

Annual Fee

0

  • Special fuel surcharge waivers at HPCL outlets
  • Additional rewards on fuel purchases
  • Utility bill payment benefits
BPCL SBI Card image
STATE BANK OF INDIA

BPCL SBI Card

Excellent

Joining Fee

499

Annual Fee

499

  • Fuel surcharge waiver, accelerated rewards on BPCL outlets
Club Vistara SBI Card PRIME image
STATE BANK OF INDIA

Club Vistara SBI Card PRIME

Excellent

Joining Fee

2,999

Annual Fee

2,999

  • CV points accrual, complimentary Club Vistara membership, flight redemptions
Kotak Veer Select image
KOTAK MAHINDRA BANK LTD

Kotak Veer Select

Excellent

Joining Fee

0

Annual Fee

599

  • Annual fee waiver on spends of ₹1 lakh in a year
  • Fuel surcharge waiver
  • Railway surcharge waiver
Kotak Veer Platinum image
KOTAK MAHINDRA BANK LTD

Kotak Veer Platinum

Excellent

Joining Fee

0

Annual Fee

299

  • Annual fee waiver on spends of ₹50,000 in a year
  • Fuel surcharge waiver
  • Railway surcharge waiver
IndianOil Kotak Credit Card image
KOTAK MAHINDRA BANK LTD

IndianOil Kotak Credit Card

Excellent

Joining Fee

449

Annual Fee

449

  • Annual fee waiver on retail spends of ₹50,000 in a year
  • Fuel surcharge waiver at Indian Oil fuel pumps for transactions between ₹100 to ₹5,000
  • Maximum waiver of ₹100 per statement cycle
BOB HPCL ENERGIE Credit Card image
BANK OF BARODA

BOB HPCL ENERGIE Credit Card

Excellent

Joining Fee

499

Annual Fee

499

  • Reward rate ranging from 0.3% to 4%
  • 2,000 bonus reward points as welcome benefit on spending ₹5,000 within first 60 days
  • Up to 24 reward points for every ₹150 spent
Indian Oil HDFC Bank Credit Card image
HDFC BANK LTD

Indian Oil HDFC Bank Credit Card

Excellent

Joining Fee

500

Annual Fee

1,000

  • Earn up to 50 liters of free fuel annually
  • 5% of spends as Fuel Points at IndianOil outlets, groceries and bill payments
  • 1 Fuel Point for every ₹150 spent on all other purchases
Standard Chartered Super Value Titanium Credit Card image
STANDARD CHARTERED BANK LTD

Standard Chartered Super Value Titanium Credit Card

Excellent

Joining Fee

750

Annual Fee

750

  • 5% cashback on fuel spends, telephone bills, and utility bills
  • 1 reward point per ₹150 spent on all other categories
  • No annual fee charged for Premium banking customers
IDFC FIRST Power+ Credit Card image
IDFC FIRST BANK LTD

IDFC FIRST Power+ Credit Card

Excellent

Joining Fee

499

Annual Fee

499

  • Up to 6.5% valueback on HPCL fuel spends
  • 3X rewards per ₹150 on Grocery, Utilities, Dining, HPCL, & IRCTC
  • One complimentary domestic lounge access quarterly
IndianOil Axis Bank Premium Credit Card image
AXIS BANK LTD

IndianOil Axis Bank Premium Credit Card

Excellent

Joining Fee

1,000

Annual Fee

1,000

  • nan
Indian Oil Axis Bank RuPay Credit Card image
AXIS BANK LTD

Indian Oil Axis Bank RuPay Credit Card

Excellent

Joining Fee

500

Annual Fee

500

  • nan
IndianOil Axis Bank Credit Card image
AXIS BANK LTD

IndianOil Axis Bank Credit Card

Excellent

Joining Fee

1,000

Annual Fee

1,000

  • 5% savings on IOCL fuel.
  • 1% back on online shopping.
  • Fuel surcharge waiver.

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