Indian Oil HDFC Bank Credit Card
Indian Oil HDFC Bank Credit Card
Earn up to 50 liters of free fuel annually
5% of spends as Fuel Points at IndianOil outlets, groceries and bill payments
1 Fuel Point for every ₹150 spent on all other purchases
Personalized Match by CredHunt • credhunt.com
Co-branded fuel card offering enhanced rewards on fuel purchases at IndianOil outlets with additional benefits on grocery and bill payments
Joining Fee
₹500
Annual Fee
₹1000
Rating
5.0/5.0(0 reviews)
Key Features
Earn up to 50 liters of free fuel annually
5% of spends as Fuel Points at IndianOil outlets, groceries and bill payments
1 Fuel Point for every ₹150 spent on all other purchases
1% fuel surcharge waive
Rewards Program
Base Rewards
Reward Type
N/A
Base Reward Rate
20 Reward Points per ₹200 on all other spends
Point Value
N/A
Points Expiry
N/A
Bonus Rewards
Welcome Offer
1k 6E points
Accelerated Rewards
Basic: 4 Kiwis on UPI (1% cashback), 2 Kiwis on non-UPI (0.5% cashback); With Neon: Up to 5% on UPI based on spending tiers
Card Benefits
Travel Benefits
N/A
8 lounge accesses/year
Dining & Entertainment
1X RP on dining
N/A
Lifestyle & Protection
Custom designs
₹25L purchase protection
N/A
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | N/A |
| Foreign Currency Markup | N/A |
| Cash Advance Fee | N/A |
| APR | N/A |
| Late Payment Fee | N/A |
| Fuel Surcharge | N/A |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
N/A
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
N/A
Expert Opinion
Great customizable card for those who shop frequently with specific merchants; similar to PIXEL RuPay but without UPI functionality; good choice for those who prefer a physical card with targeted cashback
Customer Reviews
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Experience the premium benefits of the Indian Oil HDFC Bank Credit Card today.