IndianOil Axis Bank Premium Credit Card
IndianOil Axis Bank Premium Credit Card
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Personalized Match by CredHunt • credhunt.com
Premium fuel card with travel benefits
Joining Fee
₹1000
Annual Fee
₹1000
Rating
5.0/5.0(0 reviews)
Key Features
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Rewards Program
Base Rewards
Reward Type
6E Points
Base Reward Rate
5 miles/₹100 (travel), 2 miles/₹100 (others)
Point Value
1 RP = 0.5 ixigo money
Points Expiry
60 months
Bonus Rewards
Welcome Offer
4,000 Bonus Membership Reward Points as a welcome gift. 5,000 Bonus Membership Reward Points after first-year card renewal on the realization of the annual fee. 1,000 Bonus Membership Rewards Points on completing six transactions of ₹ 1,000 or above in a month. 1 Membership Reward Point on every ₹ 50 you spend using the card, excluding spends on insurance and cash transactions. 5X Membership Reward Points on all purchases through the Reward Multiplier portal. Discounts in partnership with some of the most premium hotel chains. Up to 25% off on orders from The Oberoi Gurgaon, The Leela, The Lodhi, and many other premium partners. Up to 20% discount on dining at many other select restaurants. Choice to pay the card membership fee monthly (₹ 375/month). There is no pre-set credit limit. Fuel surcharge waived at HPCL fuel stations.
Accelerated Rewards
20 PAYBACK Points per ₹100 on movies; 5 PAYBACK Points for groceries, dining & shopping; 2 PAYBACK Points on other spends
Card Benefits
Travel Benefits
Available with Pro variant
Access to premium travel benefits
Dining & Entertainment
Extra 20% off up to ₹500 when you pay on EazyDiner
Available as paid addon feature
Lifestyle & Protection
Limited lifestyle offers
Travel insurance cover
Limited golf privileges
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | 299 |
| Foreign Currency Markup | 0.03 |
| Cash Advance Fee | ₹100/instance |
| APR | 9% to 43.8% p.a. (0.75% to 3.65% per month) |
| Late Payment Fee | 2500 |
| Fuel Surcharge | 1% waiver on transactions between ₹500 and ₹3,000 |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
1st year: ₹10,000 retail spends within 90 days; 2nd year onwards: ₹40,000 retail spends in previous year
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
Income proof showing high income
Expert Opinion
Excellent lifetime free option for occasional diners who prefer EazyDiner
Customer Reviews
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Experience the premium benefits of the IndianOil Axis Bank Premium Credit Card today.