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RBL BANK LTD
IndianOil RBL Bank XTRA Credit Card
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Verified Catalog
Source: RBL BANK LTD Official
Updated: Aug 2026
Overview
Editorial snapshot & Positioning.
A co-branded fuel credit card with IndianOil offering accelerated reward points on fuel spends at IndianOil outlets with additional lifestyle benefits.
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
2,000 reward points as welcome benefit.
Highlight 2
20 XTRA Points per ₹150 spent at IndianOil fuel stations.
Highlight 3
5 XTRA Points per ₹150 on all other spends.
Highlight 4
Fuel surcharge waiver at IndianOil stations.
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹500
The front-loaded charge when you apply.
Annual fee
₹500
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Rewards value at ~₹1 per point.
Annual Fee: ₹500100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
Complimentary lounge network access details available on issuer portal.
Hotel Privileges
No specific hotel loyalty benefits are registered.
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
Summary
Pros, cons, rating, and decision metrics.
Expert opinion & editorial scorecard summarizing the card's position.
3.8 / 5
Pros
- APR: 3.5% per month (42% per annum)
Cons
- APR: 3.5% per month (42% per annum)
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