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Premium Decision Grade Catalog
INDUSIND BANK LTD
IndusInd Bank Crest Credit Card
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Verified Catalog
Source: INDUSIND BANK LTD Official
Updated: Sep 2026
Overview
Editorial snapshot & Positioning.
Premium travel and lifestyle credit card with comprehensive lounge access, golf privileges, and dining benefits for high-value customers
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
Extensive travel privileges
Highlight 2
Luxury shopping experiences
Highlight 3
Addon card fee: ₹10,000
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹1,00,000
The front-loaded charge when you apply.
Annual fee
₹10,000
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Lifestyle Select Points value at ~₹1 per point.
Annual Fee: ₹10,00054% Offset
Earns back 54% of your renewal fee.
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
"2 complimentary visits + 2 additional on spending ₹75,000 in previous quarter"
Hotel Privileges
"Not applicable"
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
Minimum Income
Subject to review / check apply details
Age Requirements
18–70 Years (Standard)
Required Documents
"High income proof; Address proof; PAN card"
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Premium rewards card with excellent returns on online and international transactions plus milestone rewards; best for digitalfirst customers"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Rewards Type: Lifestyle Select Points
- Welcome Offer: Equivalent welcome vouchers (Oberoi/Postcard Hotels)
- Accelerated Rewards Program: 30 reward points per ₹150 spent at HPCL outlets
- 20 reward points per ₹150 spent on groceries and utility bills
Cons
- Base Rate: 1 RP per ₹100 spent on standard transactions
- RP to Rupees: 1 CashPoint = ₹1
- Domestic Airport: 2 complimentary visits + 2 additional on spending ₹75,000 in previous quarter
- International Airport: 4/year
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