IndusInd Bank Crest Credit Card
IndusInd Bank Crest Credit Card
Extensive travel privileges
Luxury shopping experiences
Addon card fee: ₹10,000
Personalized Match by CredHunt • credhunt.com
Premium travel and lifestyle credit card with comprehensive lounge access, golf privileges, and dining benefits for high-value customers
Joining Fee
₹100000
Annual Fee
₹10000
Rating
5.0/5.0(0 reviews)
Key Features
Extensive travel privileges
Luxury shopping experiences
Addon card fee: ₹10,000
Rewards Program
Base Rewards
Reward Type
Lifestyle Select Points
Base Reward Rate
1 RP per ₹100 spent on standard transactions
Point Value
1 CashPoint = ₹1
Points Expiry
N/A
Bonus Rewards
Welcome Offer
Equivalent welcome vouchers (Oberoi/Postcard Hotels)
Accelerated Rewards
30 reward points per ₹150 spent at HPCL outlets; 20 reward points per ₹150 spent on groceries and utility bills
Card Benefits
Travel Benefits
2 complimentary visits + 2 additional on spending ₹75,000 in previous quarter
Not applicable
Dining & Entertainment
Enhanced reward points on dining spends (10 points per ₹150)
10% back as NeuCoins on Entertainment (Tata Play, Cult.fit)
Lifestyle & Protection
0.7% cashback via CashPoints
Delay/loss of checked-in baggage cover (up to $250); Loss of travel documents cover (up to $250); Flight delay cover (up to $250); Air accidental cover (up to $12,500); Emergency medical expenses (up to $18,750); Credit shield (up to ₹100,000); Loss liability cover (up to ₹100,000)
4 rounds/year
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | N/A |
| Foreign Currency Markup | N/A |
| Cash Advance Fee | N/A |
| APR | 3.80% per month (45.60% per annum) per MITC |
| Late Payment Fee | N/A |
| Fuel Surcharge | 1% waiver (max ₹200 per month) |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
Annual fee waived on spending ₹3 lakh in one year
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
High income proof; Address proof; PAN card
Expert Opinion
Premium rewards card with excellent returns on online and international transactions plus milestone rewards; best for digitalfirst customers
Customer Reviews
0 reviews
Please sign in to leave a review.
Sign InUser Experiences
Ready to Apply?
Experience the premium benefits of the IndusInd Bank Crest Credit Card today.