IndusInd Bank Indulge Credit Card
IndusInd Bank Indulge Credit Card
1.5% reward rate
Unlimited golf rounds
Premium dining benefits
Personalized Match by CredHunt • credhunt.com
Ultra-premium metal card with 22K gold inlay design offering excellent golf benefits and luxury experiences for high-net-worth individuals seeking premium lifestyle privileges
Joining Fee
₹45000
Annual Fee
₹10000
Rating
5.0/5.0(0 reviews)
Key Features
1.5% reward rate
Unlimited golf rounds
Premium dining benefits
22K pure gold inlay design
Option 3 (₹1,80,000) comes with no renewal fee
Rewards Program
Base Rewards
Reward Type
Bank Prime Points
Base Reward Rate
Points on retail, utility, and insurance transactions
Point Value
Devalued from ₹0.25 to ₹0.15 per point (effective April 1, 2025)
Points Expiry
N/A
Bonus Rewards
Welcome Offer
₹500 voucher on spend of ₹5,000
Accelerated Rewards
10X rewards on spends above ₹20,000 in a month
Card Benefits
Travel Benefits
12 visits per year (3 per quarter)
Complimentary Priority Pass membership worth $99; 1 free lounge visit per month (with min ₹20,000 spend in previous month); Up to 12 lounge access per year
Dining & Entertainment
Special dining privileges at partner restaurants; complimentary membership to culinary programs
Not specified in search results beyond general cashback categories
Lifestyle & Protection
Special offers on fashion and retail brands
Personal accidents cover; Travel insurance; Lost card liability
N/A
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | N/A |
| Foreign Currency Markup | N/A |
| Cash Advance Fee | N/A |
| APR | 0.39 |
| Late Payment Fee | N/A |
| Fuel Surcharge | 1% fuel surcharge waiver (up to ₹500 per statement cycle) |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
Annual fee waived off on spends of ₹1,50,000 in a year; Joining fee waived off on spends of ₹50,000 in first 90 days
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
Same as SELECT card
Expert Opinion
Convenient digital add-on for enabling UPI transactions with your credit card; relatively low fee but adds little value beyond UPI functionality
Customer Reviews
0 reviews
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Experience the premium benefits of the IndusInd Bank Indulge Credit Card today.