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INDUSIND BANK LTD
IndusInd Bank Pinnacle World Credit Card
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Verified Catalog
Source: INDUSIND BANK LTD Official
Updated: Sep 2026
Overview
Editorial snapshot & Positioning.
Metal card offering excellent e-commerce rewards, generous entertainment benefits, and extensive travel privileges with no annual fee
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
Airport lounge access
Highlight 2
Golf privileges
Highlight 3
Mixed user reviews on value proposition
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹15,000
The front-loaded charge when you apply.
Annual fee
Free
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹1,350
Shaurya Points value at ~₹0.25 per point.
Annual Fee: Free100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
"Unlimited access (changing to spend-based from Jan 2025)"
Visits: 1 Domestic / 0 International per year.
Hotel Privileges
"Complimentary Premium Economy tickets; One-class upgrade vouchers"
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
Minimum Income
Subject to review / check apply details
Age Requirements
18–70 Years (Standard)
Required Documents
"Income proof (minimum ₹25,000 per month)"
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Good entry-level card for everyday spending with decent rewards on milestone spending; particularly useful for utility bills and insurance payments that may not earn rewards on other cards"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Rewards Type: Shaurya Points
- Welcome Offer: 5% cashback on retail spends of ₹2,500 or more within 60 days of card issuance
- Base Rate: 1 Reward Point for ₹100 spent on domestic transactions
- Accelerated Rewards Program: 10X Reward Points on LIC Insurance expenses and 5X on utilities, education, groceries, and railway purchases
Cons
- RP to Rupees: 1 CashPoint = ₹0.25
- Domestic Airport: Unlimited access (changing to spend-based from Jan 2025)
- One-class upgrade vouchers
- Purchase protection
Apply flow links directly to official bank portals with 256-bit encryption.
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Customer Reviews
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