IndusInd Bank Pinnacle World Credit Card
IndusInd Bank Pinnacle World Credit Card
Airport lounge access
Golf privileges
Mixed user reviews on value proposition
Personalized Match by CredHunt • credhunt.com
Metal card offering excellent e-commerce rewards, generous entertainment benefits, and extensive travel privileges with no annual fee
Joining Fee
₹15000
Annual Fee
₹0
Rating
5.0/5.0(0 reviews)
Key Features
Airport lounge access
Golf privileges
Mixed user reviews on value proposition
Rewards Program
Base Rewards
Reward Type
Shaurya Points
Base Reward Rate
1 Reward Point for ₹100 spent on domestic transactions
Point Value
1 CashPoint = ₹0.25
Points Expiry
N/A
Bonus Rewards
Welcome Offer
5% cashback on retail spends of ₹2,500 or more within 60 days of card issuance
Accelerated Rewards
10X Reward Points on LIC Insurance expenses and 5X on utilities, education, groceries, and railway purchases
Card Benefits
Travel Benefits
Unlimited access (changing to spend-based from Jan 2025)
Complimentary Premium Economy tickets; One-class upgrade vouchers
Dining & Entertainment
Dining rewards included in 4X points on dining category
5% cashback on movie ticket purchases
Lifestyle & Protection
Free FitPass Pro Membership Worth ₹15,000
Business travel insurance; Purchase protection
N/A
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | N/A |
| Foreign Currency Markup | N/A |
| Cash Advance Fee | N/A |
| APR | 0.41 |
| Late Payment Fee | N/A |
| Fuel Surcharge | 1% fuel cost waiver for transactions (min ₹400, max ₹500 per billing cycle) |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
₹1,000 annual fee waived if spend ₹1 lakh or more in a year
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
Income proof (minimum ₹25,000 per month)
Expert Opinion
Good entry-level card for everyday spending with decent rewards on milestone spending; particularly useful for utility bills and insurance payments that may not earn rewards on other cards
Customer Reviews
0 reviews
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