IndusInd Bank Pioneer Heritage Credit Card
IndusInd Bank Pioneer Heritage Credit Card
Excellent golf benefits
NonBOGO movie offers
Dining vouchers twice a year
Personalized Match by CredHunt • credhunt.com
Elite metal credit card offering premium travel and lifestyle benefits for wealthy customers seeking exceptional privileges and rewards
Joining Fee
₹90000
Annual Fee
₹90000
Rating
5.0/5.0(0 reviews)
Key Features
Excellent golf benefits
NonBOGO movie offers
Dining vouchers twice a year
0% forex as promotional offer
Similar rewards to Amex
Rewards Program
Base Rewards
Reward Type
Bank Elite Points
Base Reward Rate
1 RP per ₹100 spent on other purchases
Point Value
Approximately ₹0.25 per point
Points Expiry
N/A
Bonus Rewards
Welcome Offer
Gift vouchers worth ₹500 on spending ₹15,000 within first 90 days
Accelerated Rewards
5 reward points per ₹150 spent (all categories)
Card Benefits
Travel Benefits
Premium: Unlimited
2 complimentary domestic lounge visits per year; 20% discount on hotel bookings & 10% on flight bookings via EaseMyTrip
Dining & Entertainment
5% cashback (up to ₹500 per statement) on dining expenses
5% cashback on BookMyShow (if selected in Dining & Entertainment pack)
Lifestyle & Protection
Not specified in MITC
Air accident and medical emergency insurance
N/A
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | N/A |
| Foreign Currency Markup | N/A |
| Cash Advance Fee | N/A |
| APR | 0.38 |
| Late Payment Fee | N/A |
| Fuel Surcharge | 1% fuel surcharge waiver (up to ₹250 per statement cycle) |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
Monthly fee waived if you make non-EMI retail transactions worth ₹5,000 in a month
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
Net salary ₹2 lakh per month or ITR > ₹24 lakh p.a.
Expert Opinion
Exclusive premium card with excellent travel benefits, zero forex markup, philanthropic features, and low interest rates; high annual fee justified by luxury privileges
Customer Reviews
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Experience the premium benefits of the IndusInd Bank Pioneer Heritage Credit Card today.