ixigo AU Credit Card
ixigo AU Credit Card
Travel cobranded card with ixigo
Zero forex markup on international purchases
10% discount on flight bookings (up to Rs. 1,000/month)
Personalized Match by CredHunt • credhunt.com
Cobranded travel card offering zero forex markup, travel benefits on ixigo platform, and airport lounge access with excellent international transaction benefits
Joining Fee
₹0
Annual Fee
₹0
Rating
5.0/5.0(0 reviews)
Key Features
Travel cobranded card with ixigo
Zero forex markup on international purchases
10% discount on flight bookings (up to Rs. 1,000/month)
10% discount on bus and hotel bookings
8 domestic and 1 international airport lounge access annually
8 complimentary railway lounge access yearly
Fee waiver on spending Rs. 1 lakh in previous year
Rewards Program
Base Rewards
Reward Type
N/A
Base Reward Rate
Follows primary card
Point Value
₹0.25 per point
Points Expiry
N/A
Bonus Rewards
Welcome Offer
5% cashback of up to ₹1,000 on the first EMI transaction
Accelerated Rewards
5% cashback on groceries, supermarkets, and departmental stores; 3 reward points per ₹150 on other spends
Card Benefits
Travel Benefits
8 visits
Unlimited lounge access to 1300+ lounges worldwide for primary and add-on cardholders
Dining & Entertainment
Not specifically mentioned for dining, but included in Food Delivery category (7% back as NeuCoins on Qmin)
Discounts on movie tickets
Lifestyle & Protection
PVR perks
Accidental Death Insurance (with min. 4 transactions of ₹100+ per month); Purchase Protection for Fire and Burglary Insurance for purchases ₹25,000+
N/A
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | N/A |
| Foreign Currency Markup | N/A |
| Cash Advance Fee | N/A |
| APR | 0.45 |
| Late Payment Fee | N/A |
| Fuel Surcharge | 1% fuel surcharge waiver as per standard HDFC rates |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
Get renewal membership fee waived off by spending ₹25,000 and above in an annual year
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
NRI proof
Expert Opinion
Excellent no-fee option for LIC policyholders with travel and lifestyle benefits; particularly valuable for those who make insurance payments and spend on utilities
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