Standard Chartered DigiSmart Credit Card
Standard Chartered DigiSmart Credit Card
Monthly fee of ₹49 can be waived off by spending ₹5,000 in the next month after the fee is levied
Supplementary card monthly fee: ₹49
Digital-focused benefits
Personalized Match by CredHunt • credhunt.com
Digital lifestyle card with merchant-specific discounts and cashback on online platforms with monthly fee structure
Joining Fee
₹588
Annual Fee
₹588
Rating
5.0/5.0(0 reviews)
Key Features
Monthly fee of ₹49 can be waived off by spending ₹5,000 in the next month after the fee is levied
Supplementary card monthly fee: ₹49
Digital-focused benefits
Rewards Program
Base Rewards
Reward Type
N/A
Base Reward Rate
3 Reward Points for every ₹150 spent
Point Value
1 RP = ₹0.20
Points Expiry
N/A
Bonus Rewards
Welcome Offer
Gift voucher worth ₹250 on making one transaction within first 37 days, redeemable on brands like Amazon and Swiggy
Accelerated Rewards
4 reward points for every ₹150 on online spends; 5X reward points on fuel (max 1000 points/month)
Card Benefits
Travel Benefits
N/A
4 domestic lounge visits per year (1 per quarter)
Dining & Entertainment
4X on in-flight
NA
Lifestyle & Protection
IRCTC premium benefits
₹1Cr medical cover
N/A
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | N/A |
| Foreign Currency Markup | N/A |
| Cash Advance Fee | N/A |
| APR | N/A |
| Late Payment Fee | N/A |
| Fuel Surcharge | 1% waiver (₹5k/m) |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
Spend ₹5L/year
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
N/A
Expert Opinion
Good specialized card for Harley Davidson owners with dining and entertainment benefits; relatively high annual fee unless you can meet the spend waiver
Customer Reviews
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Experience the premium benefits of the Standard Chartered DigiSmart Credit Card today.