YES RESERV Credit Card
Premium Pick

YES RESERV Credit Card

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★ Premium Analytics
YES BANK LTDTravel Credit Cards

YES RESERV Credit Card

YES RESERV Credit Card
Key Highlights

Joining fee waived on spending ₹40,000 within first 90 days

Renewal fee waived on spending ₹4 lakh or more in previous year

24 YES Rewardz Points per ₹200 for online spends

Personalized Match by CredHuntcredhunt.com

Travel-focused premium card with lounge access and enhanced rewards on online spending

Verified by CredHunt
Source: YES BANK LTD Official
Last Updated: Apr 2026

Joining Fee

₹1999

Annual Fee

₹1999

Rating

5.0/5.0(0 reviews)

Key Features

Joining fee waived on spending ₹40,000 within first 90 days

Renewal fee waived on spending ₹4 lakh or more in previous year

24 YES Rewardz Points per ₹200 for online spends

12 YES Rewardz Points per ₹200 for offline spends

Up to 12 domestic & 6 international airport lounge accesses annually

Competitive interest rate of 1.99% per month on revolving credit

Enhanced purchase protection benefits

Rewards Program

Base Rewards

Reward Type

N/A

Base Reward Rate

4% travel value

Point Value

N/A

Points Expiry

N/A

Bonus Rewards

Welcome Offer

₹500 store voucher

Accelerated Rewards

10X on partner platforms

Card Benefits

Travel Benefits

N/A

N/A

Dining & Entertainment

N/A

N/A

Lifestyle & Protection

N/A

N/A

N/A

Fees & Charges

Fee TypeAmount
Joining FeeN/A
Annual FeeN/A
Add-on Card FeeN/A
Foreign Currency MarkupN/A
Cash Advance FeeN/A
APRN/A
Late Payment FeeN/A
Fuel SurchargeN/A
Balance Transfer ChargesN/A

Additional Charges

Statement & Processing

Duplicate Statement Charges

N/A

Dynamic Currency Conversion Fee

N/A

EMI Charges

N/A

Loan Processing Fee

N/A

Outstation Processing Charge

N/A

Additional Fees

Overlimit Fees

N/A

Payment Return Charges

N/A

Railway Ticket Purchase Fee

N/A

Card Reissue Fee

N/A

Rent Pay Transactions

N/A

Rewards Redemption Fee

N/A

Fee Waiver Conditions

N/A

Eligibility & Documents

Eligibility Criteria

Minimum Income

N/A

Minimum Age

N/A

Required Documents

N/A

Expert Opinion

Best secured option

Customer Reviews

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