Club Vistara IDFC FIRST Credit Card
Premium Pick

Club Vistara IDFC FIRST Credit Card

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IDFC FIRST BANK LTDTravel Credit Cards

Club Vistara IDFC FIRST Credit Card

Club Vistara IDFC FIRST Credit Card
Key Highlights

Travel and rewards focused

Special benefits for Vistara flyers and bookings

Personalized Match by CredHuntcredhunt.com

Premium co-branded travel credit card offering Club Vistara benefits, complimentary flight tickets, and enhanced reward points on Vistara transactions

Verified by CredHunt
Source: IDFC FIRST BANK LTD Official
Last Updated: Apr 2026

Joining Fee

₹4999

Annual Fee

₹4999

Rating

5.0/5.0(0 reviews)

Key Features

Travel and rewards focused

Special benefits for Vistara flyers and bookings

Rewards Program

Base Rewards

Reward Type

N/A

Base Reward Rate

1 reward point per ₹150 spent; 5 reward points per ₹150 when monthly spend exceeds ₹50,000

Point Value

1 TC = ₹1

Points Expiry

N/A

Bonus Rewards

Welcome Offer

Not specified

Accelerated Rewards

5% cashback on telecom, electricity, government/tax, railway payments

Card Benefits

Travel Benefits

N/A

Complimentary Airport Lounge Access (8 Domestic/4 International lounge access per annum)

Dining & Entertainment

Minimum 15% discount at select restaurants

BOGO offers

Lifestyle & Protection

Medlife benefits

Credit shield cover of ₹2.5 Lakhs in case of accidental death of primary cardmember

N/A

Fees & Charges

Fee TypeAmount
Joining FeeN/A
Annual FeeN/A
Add-on Card FeeN/A
Foreign Currency MarkupN/A
Cash Advance FeeN/A
APRN/A
Late Payment FeeN/A
Fuel Surcharge1% exemption (₹400-₹5,000, max ₹250 per month)
Balance Transfer ChargesN/A

Additional Charges

Statement & Processing

Duplicate Statement Charges

N/A

Dynamic Currency Conversion Fee

N/A

EMI Charges

N/A

Loan Processing Fee

N/A

Outstation Processing Charge

N/A

Additional Fees

Overlimit Fees

N/A

Payment Return Charges

N/A

Railway Ticket Purchase Fee

N/A

Card Reissue Fee

N/A

Rent Pay Transactions

N/A

Rewards Redemption Fee

N/A

Fee Waiver Conditions

Renewal fee waived if ₹2 lakh is spent in previous year

Eligibility & Documents

Eligibility Criteria

Minimum Income

N/A

Minimum Age

N/A

Required Documents

PAN & Address proof

Expert Opinion

Strong premium credit card option with comprehensive benefits but with daily reward capping that limits maximum returns compared to the metal version

Customer Reviews

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User Experiences

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Experience the premium benefits of the Club Vistara IDFC FIRST Credit Card today.