IDFC FIRST LIC Select Credit Card
IDFC FIRST LIC Select Credit Card
Premium offering of LIC cobranded card
Enhanced benefits for insurance transactions
Additional lifestyle rewards
Personalized Match by CredHunt • credhunt.com
Co-branded credit card with LIC offering enhanced rewards on insurance payments, complimentary railway and airport lounge access, and diverse welcome benefits with no annual fee
Joining Fee
₹0
Annual Fee
₹0
Rating
5.0/5.0(0 reviews)
Key Features
Premium offering of LIC cobranded card
Enhanced benefits for insurance transactions
Additional lifestyle rewards
Rewards Program
Base Rewards
Reward Type
N/A
Base Reward Rate
2 Marriott Bonvoy Points per ₹150 on all other applicable purchases
Point Value
1 CV Point = ₹0.50
Points Expiry
N/A
Bonus Rewards
Welcome Offer
Complimentary Annual Memberships of Swiggy One and Times Prime on spending ₹75,000 within first 90 days
Accelerated Rewards
10% cashback on Swiggy; 5% cashback on e-commerce platforms
Card Benefits
Travel Benefits
N/A
8 complimentary domestic airport lounge visits per year (max 2 per quarter)
Dining & Entertainment
Minimum 15% discount on dining at select restaurants
Unlimited BMS 1+1
Lifestyle & Protection
Amazon vouchers
₹10L travel cover
N/A
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | N/A |
| Foreign Currency Markup | N/A |
| Cash Advance Fee | N/A |
| APR | N/A |
| Late Payment Fee | N/A |
| Fuel Surcharge | 1% waiver on transactions between ₹400-₹5,000 (per MITC) |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
Same as SELECT card
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
Kisan certificate
Expert Opinion
Excellent card for business owners who make significant tax payments and can utilize the 5X rewards on business expenses
Customer Reviews
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Experience the premium benefits of the IDFC FIRST LIC Select Credit Card today.