IDFC FIRST Mayura Credit Card
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IDFC FIRST Mayura Credit Card

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IDFC FIRST BANK LTDTravel Credit Cards

IDFC FIRST Mayura Credit Card

IDFC FIRST Mayura Credit Card
Key Highlights

Premium travel and lifestyle card

10X rewards on monthly spends ≥ ₹20k; 5X below that

Up to 4 international + 4 domestic (4 guests) lounge visits yearly

Personalized Match by CredHuntcredhunt.com

Premium metal credit card targeting high-income individuals with enhanced rewards, zero forex markup, and exclusive travel benefits

Verified by CredHunt
Source: IDFC FIRST BANK LTD Official
Last Updated: Apr 2026

Joining Fee

₹5999

Annual Fee

₹5999

Rating

5.0/5.0(0 reviews)

Key Features

Premium travel and lifestyle card

10X rewards on monthly spends ≥ ₹20k; 5X below that

Up to 4 international + 4 domestic (4 guests) lounge visits yearly

"Experience life's finest" positioning

Rewards Program

Base Rewards

Reward Type

N/A

Base Reward Rate

4 reward points per ₹150 spent (approximately 1.3% value)

Point Value

1 Point = ₹0.10

Points Expiry

N/A

Bonus Rewards

Welcome Offer

Complimentary 3-month Swiggy One membership

Accelerated Rewards

3% Reward Points on every Shoppers Stop spend (Monthly capping of ₹500); 1% Reward Points on every non-Shoppers Stop spend (Monthly capping of ₹1,000)

Card Benefits

Travel Benefits

N/A

Not specifically mentioned beyond general cashback categories

Dining & Entertainment

N/A

PVR Gold access

Lifestyle & Protection

Air India lounge access

Dining insurance

N/A

Fees & Charges

Fee TypeAmount
Joining FeeN/A
Annual FeeN/A
Add-on Card FeeN/A
Foreign Currency MarkupN/A
Cash Advance FeeN/A
APRN/A
Late Payment FeeN/A
Fuel Surcharge1% waiver (₹400/m)
Balance Transfer ChargesN/A

Additional Charges

Statement & Processing

Duplicate Statement Charges

N/A

Dynamic Currency Conversion Fee

N/A

EMI Charges

N/A

Loan Processing Fee

N/A

Outstation Processing Charge

N/A

Additional Fees

Overlimit Fees

N/A

Payment Return Charges

N/A

Railway Ticket Purchase Fee

N/A

Card Reissue Fee

N/A

Rent Pay Transactions

N/A

Rewards Redemption Fee

N/A

Fee Waiver Conditions

₹15k spend/year

Eligibility & Documents

Eligibility Criteria

Minimum Income

N/A

Minimum Age

N/A

Required Documents

Bank TRB proof

Expert Opinion

Good entry-level card for occasional IndiGo flyers seeking basic flight benefits and rewards without high annual fees

Customer Reviews

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Experience the premium benefits of the IDFC FIRST Mayura Credit Card today.