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IDFC FIRST BANK LTD
IDFC FIRST Power Credit Card
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Verified Catalog
Source: IDFC FIRST BANK LTD Official
Updated: Aug 2026
Overview
Editorial snapshot & Positioning.
Entry-level co-branded fuel credit card offering accelerated rewards on HPCL fuel transactions with affordable annual fees
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
Special rewards on co-branded purchases
Highlight 2
Basic reward structure for everyday spending
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹499
The front-loaded charge when you apply.
Annual fee
₹499
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Rewards value at ~₹1 per point.
Annual Fee: ₹499100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
"2/year"
Hotel Privileges
"Low forex markup fee of 2%; 4 complimentary domestic airport lounge visits per quarter"
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
Minimum Income
Subject to review / check apply details
Age Requirements
18–70 Years (Standard)
Required Documents
"PAN & Address proof"
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Ultimate premium credit card with excellent reward rate and best-in-class benefits; ideal for high spenders who travel frequently and can maximize the 10X rewards"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Welcome Offer: Complimentary flight ticket voucher worth ₹1,500 & 6E Prime Add-On (for qualifying paid cards)
- Base Rate: 2 reward points per ₹150 on other categories
- Accelerated Rewards Program: 5X Reward Points on Swiggy and Zomato (capped at 2500 reward points per month)
- 4 complimentary domestic airport lounge visits per quarter
Cons
- RP to Rupees: 1% = ₹1
- Up to 10X on Smartbuy
- Domestic Airport: 2/year
- Travel (Hotels & Other): Low forex markup fee of 2%
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