IDFC FIRST Power Credit Card
IDFC FIRST Power Credit Card
Special rewards on co-branded purchases
Basic reward structure for everyday spending
Personalized Match by CredHunt • credhunt.com
Entry-level co-branded fuel credit card offering accelerated rewards on HPCL fuel transactions with affordable annual fees
Joining Fee
₹499
Annual Fee
₹499
Rating
5.0/5.0(0 reviews)
Key Features
Special rewards on co-branded purchases
Basic reward structure for everyday spending
Rewards Program
Base Rewards
Reward Type
N/A
Base Reward Rate
2 reward points per ₹150 on other categories
Point Value
1% = ₹1
Points Expiry
N/A
Bonus Rewards
Welcome Offer
Complimentary flight ticket voucher worth ₹1,500 & 6E Prime Add-On (for qualifying paid cards)
Accelerated Rewards
5X Reward Points on Swiggy and Zomato (capped at 2500 reward points per month); Up to 10X on Smartbuy
Card Benefits
Travel Benefits
2/year
Low forex markup fee of 2%; 4 complimentary domestic airport lounge visits per quarter
Dining & Entertainment
4X Reward Points (4 RP per ₹100)
Exclusive premier access
Lifestyle & Protection
Yatra vouchers
Credit shield cover
N/A
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | N/A |
| Foreign Currency Markup | N/A |
| Cash Advance Fee | N/A |
| APR | N/A |
| Late Payment Fee | N/A |
| Fuel Surcharge | 1% fuel surcharge refund (₹400-₹5,000) |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
First-year fee waived on spends of ₹40,000 within 30 days; Annual fee waived on spends of ₹3,00,000 in previous year
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
PAN & Address proof
Expert Opinion
Ultimate premium credit card with excellent reward rate and best-in-class benefits; ideal for high spenders who travel frequently and can maximize the 10X rewards
Customer Reviews
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Experience the premium benefits of the IDFC FIRST Power Credit Card today.