IDFC FIRST Private Credit Card
IDFC FIRST Private Credit Card
Lowest interest rate at 9% p.a. (0.75% monthly)
Golf & ITC Culinaire Select & Aster Prime Healthcare Membership
Unlimited international & domestic lounge access (primary & addon)
Personalized Match by CredHunt • credhunt.com
Super-premium invite-only credit card targeted at high-net-worth individuals offering exclusive travel, lifestyle, and philanthropic benefits with best-in-class interest rates
Joining Fee
₹50000
Annual Fee
₹50000
Rating
5.0/5.0(0 reviews)
Key Features
Lowest interest rate at 9% p.a. (0.75% monthly)
Golf & ITC Culinaire Select & Aster Prime Healthcare Membership
Unlimited international & domestic lounge access (primary & addon)
First add-on card complimentary (if issued before Sept 17, 2024)
Rewards Program
Base Rewards
Reward Type
N/A
Base Reward Rate
3 reward points per ₹150 spent
Point Value
1 TC = ₹1
Points Expiry
N/A
Bonus Rewards
Welcome Offer
Complimentary flight ticket voucher worth ₹3,000 & 6E Prime Add-On (for qualifying paid cards)
Accelerated Rewards
Not specified
Card Benefits
Travel Benefits
NA
Free domestic airport lounge visits; air accident and medical emergency insurance
Dining & Entertainment
5X Reward Points (5 RP per ₹100)
Premium movie access
Lifestyle & Protection
Pantaloons/Shoppers Stop vouchers
Credit shield cover of ₹2.5 Lakhs
N/A
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | N/A |
| Foreign Currency Markup | N/A |
| Cash Advance Fee | N/A |
| APR | N/A |
| Late Payment Fee | N/A |
| Fuel Surcharge | 1% waiver at fuel stations (₹400-₹5,000, max ₹250 per cycle) |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
Annual fee waived on spends of >₹10,00,000 in previous year
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
Income proof ₹18L+
Expert Opinion
Exclusive premium card offering excellent rewards, travel benefits, and golf privileges at no annual cost for Priority Banking customers. The comprehensive travel insurance and lounge access make it one of the best no-fee premium cards available, but accessible only to those who qualify for Priority Banking relationship.
Customer Reviews
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Experience the premium benefits of the IDFC FIRST Private Credit Card today.