Expert Selection 2026
Best Credit Cards for Golf Credit Cards
Premium credit cards offering complimentary golf rounds, green fee waivers, and golf lesson benefits at top courses across India.
Recommended Cards (18)
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Top Choice
ICICI BANK LTD
Rubyx Credit Card
Excellent
Expert Score5.0
Joining Fee
₹3,000
Annual Fee
₹3,000
- Premium card offering reward points on all transactions except fuel
- Complimentary airport lounge access
- Fuel surcharge waiver benefits
ICICI BANK LTD
Sapphiro Credit Card
Excellent
Expert Score5.0
Joining Fee
₹1,500
Annual Fee
₹1,500
- Complimentary vouchers worth more than ₹9,000 on joining
- 2 reward points per ₹100 spent domestically; 1 reward point per ₹100 spent on utility & insurance
- 4x rewards on international spends
ICICI BANK LTD
Emeralde Private Metal Card
Excellent
Expert Score5.0
Joining Fee
₹15,000
Annual Fee
₹15,000
- Taj Epicure & EazyDiner Prime exclusive memberships
- Unlimited airport lounge visits worldwide
- ₹3,000 EaseMyTrip vouchers upon reaching annual spending milestones of ₹4 lakh and ₹8 lakh
ICICI BANK LTD
Emeralde Credit Card
Excellent
Expert Score5.0
Joining Fee
₹10,000
Annual Fee
₹10,000
- Super-premium offering with unlimited domestic and international airport lounge access
- Complimentary rounds of golf
- 1% fuel surcharge waiver at all fuel stations
YES BANK LTD
YES Bank SELECT Credit Card
Excellent
Expert Score5.0
Joining Fee
₹399
Annual Fee
₹399
- Joining fee waived on total retail spends of ₹10,000 within 30 days
- 8 YES Rewardz Points per ₹200 for online shopping
- 4 YES Rewardz Points per ₹200 for offline shopping
YES BANK LTD
YES Private Credit Card
Excellent
Expert Score5.0
Joining Fee
₹50,000
Annual Fee
₹10,000
- Unlimited airport lounge access with 12 guest visits annually
- Low forex markup of just 0.5%
- Up to 2.5 lakh Reward points & ₹9,000 Oberoi voucher on joining
HDFC BANK LTD
HDFC H.O.G. Diners Club Credit Card
Excellent
Expert Score5.0
Joining Fee
₹10,000
Annual Fee
₹10,000
- Exclusive card for Harley Owners Group members
- Complimentary annual memberships of Club Marriott, MMT Black, Amazon Prime, Swiggy One
- Harley vouchers worth ₹2,500 as welcome benefit
HDFC BANK LTD
HDFC Diners Club Black Metal Edition Credit Card
Excellent
Expert Score5.0
Joining Fee
₹10,000
Annual Fee
₹10,000
- Metal card design
- Global Personal Concierge service (24x7)
- Unlimited airport lounge access
STANDARD CHARTERED BANK LTD
Standard Chartered Priority Visa Infinite Credit Card
Excellent
Expert Score5.0
Joining Fee
₹0
Annual Fee
₹0
- 5X reward points on international and retail spends
- 2X reward points on other categories
- Up to 5 reward points on every ₹150 spent
STANDARD CHARTERED BANK LTD
Standard Chartered Ultimate Credit Card
Excellent
Expert Score5.0
Joining Fee
₹5,000
Annual Fee
₹5,000
- 5 reward points on every ₹150 spent with 1:1 redemption ratio (1 reward point = ₹1)
- 5% cashback up to ₹1,000 on duty-free spends
- 6,000 reward points on joining & 5,000 reward points on renewal
IDFC FIRST BANK LTD
IDFC FIRST Private Credit Card
Excellent
Expert Score5.0
Joining Fee
₹50,000
Annual Fee
₹50,000
- Lowest interest rate at 9% p.a. (0.75% monthly)
- Golf & ITC Culinaire Select & Aster Prime Healthcare Membership
- Unlimited international & domestic lounge access (primary & addon)
IDFC FIRST BANK LTD
IDFC FIRST Wealth Credit Card
Excellent
Expert Score5.0
Joining Fee
₹0
Annual Fee
₹0
- Premium lifestyle card
- Up to 10X rewards on every spend
- 1.5% forex markup on international transactions
INDUSIND BANK LTD
IndusInd Bank Signature Visa Credit Card
Excellent
Expert Score5.0
Joining Fee
₹50,000
Annual Fee
₹0
- 1.5 Reward Points for every ₹100 spent
- BOGO on movie tickets (up to 3 free tickets monthly, ₹200 max)
- 2 complimentary domestic lounge visits per quarter
INDUSIND BANK LTD
IndusInd Bank Pioneer Heritage Credit Card
Excellent
Expert Score5.0
Joining Fee
₹90,000
Annual Fee
₹90,000
- Excellent golf benefits
- NonBOGO movie offers
- Dining vouchers twice a year
INDUSIND BANK LTD
IndusInd Bank Indulge Credit Card
Excellent
Expert Score5.0
Joining Fee
₹45,000
Annual Fee
₹10,000
- 1.5% reward rate
- Unlimited golf rounds
- Premium dining benefits
INDUSIND BANK LTD
IndusInd Bank Pinnacle World Credit Card
Excellent
Expert Score5.0
Joining Fee
₹15,000
Annual Fee
₹0
- Airport lounge access
- Golf privileges
- Mixed user reviews on value proposition
INDUSIND BANK LTD
IndusInd Intermiles Voyage Visa Credit Card
Excellent
Expert Score5.0
Joining Fee
₹2,000
Annual Fee
₹2,000
- BOGO on movie tickets via BookMyShow
- 0.75 RP per ₹100 on weekdays, 1 RP per ₹100 on weekends
- Complimentary Priority Pass Membership
AMERICAN EXPRESS BANKING CORPORATION
American Express Platinum Reserve Credit Card
Excellent
Expert Score5.0
Joining Fee
₹10,000
Annual Fee
₹10,000
- 11,000 bonus Membership Rewards Points as a welcome gift.
- 1 Membership Rewards Point for every ₹ 50 spent with the card (except fuel, insurance, utility, EMI conversions).
- Monthly Flipkart/BookMyShow or other brands vouchers as milestone benefits.
Frequently Asked Questions
How do I choose the best credit card for Golf Credit Cards?
Consider your spending habits, preferred reward types (cashback, points, or miles), and whether you're willing to pay an annual fee for premium benefits. The cards listed above offer the best value based on comprehensive analysis.
Are there credit cards for Golf Credit Cards with no annual fee?
Yes, several issuers offer entry-level cards with zero joining and annual fees. However, premium cards with higher fees often provide better reward multipliers and lifestyle benefits that can offset the cost if used frequently.
What credit score is required to get approved?
Generally, a CIBIL score of 750 or above significantly improves your chances of approval for top-tier credit cards. If you're building credit, consider starting with an entry-level or secured credit card.
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