Best Credit Cards for Fuel Credit Cards
Credit cards offering accelerated rewards, cashback, and surcharge waivers on fuel purchases at petrol pumps across India.
Recommended Cards (16)

IDFC FIRST Power Credit Card
Joining Fee
₹499
Annual Fee
₹499
- Special rewards on co-branded purchases
- Basic reward structure for everyday spending
IndianOil RBL Bank XTRA Credit Card
Joining Fee
₹500
Annual Fee
₹500
- 2,000 reward points as welcome benefit.
- 20 XTRA Points per ₹150 spent at IndianOil fuel stations.
- 5 XTRA Points per ₹150 on all other spends.
ICICI Bank HPCL Super Saver
Joining Fee
₹0
Annual Fee
₹0
- Special fuel surcharge waivers at HPCL outlets
- Additional rewards on fuel purchases
- Utility bill payment benefits
HPCL Platinum/Titanium/Coral
Joining Fee
₹0
Annual Fee
₹0
- Special fuel surcharge waivers at HPCL outlets
- Additional rewards on fuel purchases
- Utility bill payment benefits
BPCL SBI Card
Joining Fee
₹499
Annual Fee
₹499
- Fuel surcharge waiver, accelerated rewards on BPCL outlets
Club Vistara SBI Card PRIME
Joining Fee
₹2,999
Annual Fee
₹2,999
- CV points accrual, complimentary Club Vistara membership, flight redemptions
Kotak Veer Select
Joining Fee
₹0
Annual Fee
₹599
- Annual fee waiver on spends of ₹1 lakh in a year
- Fuel surcharge waiver
- Railway surcharge waiver
Kotak Veer Platinum
Joining Fee
₹0
Annual Fee
₹299
- Annual fee waiver on spends of ₹50,000 in a year
- Fuel surcharge waiver
- Railway surcharge waiver
IndianOil Kotak Credit Card
Joining Fee
₹449
Annual Fee
₹449
- Annual fee waiver on retail spends of ₹50,000 in a year
- Fuel surcharge waiver at Indian Oil fuel pumps for transactions between ₹100 to ₹5,000
- Maximum waiver of ₹100 per statement cycle
BOB HPCL ENERGIE Credit Card
Joining Fee
₹499
Annual Fee
₹499
- Reward rate ranging from 0.3% to 4%
- 2,000 bonus reward points as welcome benefit on spending ₹5,000 within first 60 days
- Up to 24 reward points for every ₹150 spent
Indian Oil HDFC Bank Credit Card
Joining Fee
₹500
Annual Fee
₹1,000
- Earn up to 50 liters of free fuel annually
- 5% of spends as Fuel Points at IndianOil outlets, groceries and bill payments
- 1 Fuel Point for every ₹150 spent on all other purchases
Standard Chartered Super Value Titanium Credit Card
Joining Fee
₹750
Annual Fee
₹750
- 5% cashback on fuel spends, telephone bills, and utility bills
- 1 reward point per ₹150 spent on all other categories
- No annual fee charged for Premium banking customers
IDFC FIRST Power+ Credit Card
Joining Fee
₹499
Annual Fee
₹499
- Up to 6.5% valueback on HPCL fuel spends
- 3X rewards per ₹150 on Grocery, Utilities, Dining, HPCL, & IRCTC
- One complimentary domestic lounge access quarterly
IndianOil Axis Bank Premium Credit Card
Joining Fee
₹1,000
Annual Fee
₹1,000
- nan
Indian Oil Axis Bank RuPay Credit Card
Joining Fee
₹500
Annual Fee
₹500
- nan
IndianOil Axis Bank Credit Card
Joining Fee
₹1,000
Annual Fee
₹1,000
- 5% savings on IOCL fuel.
- 1% back on online shopping.
- Fuel surcharge waiver.
Frequently Asked Questions
How do I choose the best credit card for Fuel Credit Cards?
Consider your spending habits, preferred reward types (cashback, points, or miles), and whether you're willing to pay an annual fee for premium benefits. The cards listed above offer the best value based on comprehensive analysis.
Are there credit cards for Fuel Credit Cards with no annual fee?
Yes, several issuers offer entry-level cards with zero joining and annual fees. However, premium cards with higher fees often provide better reward multipliers and lifestyle benefits that can offset the cost if used frequently.
What credit score is required to get approved?
Generally, a CIBIL score of 750 or above significantly improves your chances of approval for top-tier credit cards. If you're building credit, consider starting with an entry-level or secured credit card.
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